Fair Debt Collection Practices

There are strict rules that collection agencies must follow when attempting to collect a debt. One of the most intimidating, and illegal practices they use, is to imply they are officially connected with a law enforcement or government agency.  The links below help to explain your rights under State and Federal law.

Credit Reporting

Your bankruptcy may be reported on your credit record for as long as 10 year. (see Fair Credit Reporting Act).

Home Loans after a bankruptcy

Every lender is different, but it may be worth your time to check with a qualified home loan advisor to discuss your situation. There may be loan options avaiable within a year or two after your bankruptcy discharge.







Go to top